Convert PHP to ZMW — live rate

Convert Philippine Pesos to Zambian Kwachas and compare the real cost of sending money.

PHP
ZMW
1 PHP = 0.3296 ZMW Mid-market rate
Updated just now
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Historical PHP/ZMW exchange rate

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Rates shown are indicative mid-market rates, updated regularly.

Quick reference: PHP to ZMW

1 PHP 0.33 ZMW
5 PHP 1.65 ZMW
10 PHP 3.30 ZMW
50 PHP 16.48 ZMW
100 PHP 32.96 ZMW
500 PHP 164.79 ZMW
1,000 PHP 329.57 ZMW
5,000 PHP 1,647.86 ZMW

Real cost of PHP → ZMW

Banks (typical) ~2% markup
Specialists 0.3–1% markup

The rate above is the mid-market rate. Banks and providers add their margin on top.

How we calculate costs

Estimated savings

On 1,000 PHP
Bank ~£20 lost
Specialist ~£8 lost
You save ~£12

*Estimate based on typical provider rates

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Currency snapshots

PHP — Philippine Peso
ISO Code PHP
Symbol
Central Bank Central Bank of the Philippines
Common Notes ₱20, ₱50, ₱100, ₱200, ₱500, ₱1000
Learn more about PHP
ZMW — Zambian Kwacha
ISO Code ZMW
Central Bank Bank of Zambia
Common Notes 2, 5, 10, 20, 50, 100 kwacha
Learn more about ZMW

What affects this rate? Interest rate differentials, inflation expectations, and market risk sentiment are the primary drivers.