SM

Smart Currency Exchange Review

✓ FCA Regulated

Independent expert review - Updated January 2026

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2004
Established
N/A
Min. Transfer
65
Currencies
N/A
FCA Number

At a Glance

Pros

  • FCA regulated for your protection
  • Online dealing platform available
  • Phone support for personal service
  • Segregated client accounts
  • Established provider (22+ years)

Cons

  • Account registration required

Overview

Smart Currency Exchange have been handling international money transfers since 2004. They have an excellent track record and one of the most established currency brokers in the market. At corporate level, they have a very solid balance sheet and no debt, giving you as a customer confidence your trading with a reputable foreign exchange specialist. Smart specialise in large value overseas property and emigration money transfers.

Interestingly, the company have a policy that traders are paid on a set salary and not commission, ensuring you get the best guidance when making international payments. Smart Currency Exchange trade all the major currency pairings, with a fully established private and corporate client desks. There are no transaction fees for trades over £3,000 GBP equivalent. Smart Currency Exchange are one of the leaders in providing: free educational resources, reports, brochures and guidance on timing of foreign exchange transactions. Each client has access to a dedicated Smart Currency trader, with customer feedback showing clients enjoy one point of contact to book payments once your live trading account is open.

Services & Currencies

Currency Types Spot Contracts, Forward Contracts, Limit Orders, Stop Losses.
Currencies Supported 65
Private Clients Overseas property, Emigration transfers, One off payments,
Corporate Clients Business money transfers, SME's trading internationally

Payments & Fees

Minimum Transfer N/A
Maximum Transfer N/A
Payment Methods Bank to bank transfer
Fee Structure N/A
Online Dealing ✓ Yes
Phone Dealing ✓ Yes

Security & Regulation

Established 2004
FCA Registration N/A
HMRC Registration N/A
Segregated Accounts ✓ Yes
Annual Volume 0
Awards N/A

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